XCEL INSURANCE EXAM QUESTIONS AND ANSWERS 100% VERIFIED UNIVERSITY OF FLORIDA
What type of life insurance gives the greatest amount of coverage at a
limited period of time?
✔✔Term Life
Which of these life insurance riders allows the applicant to have excess
coverage?
✔✔Term rider
What type of life policy has a death benefit that adjusts periodically and is
written for a specific period of time.
✔✔Decreasing Term
A 15-year Mortgage is best prote4ctedd by what kind of life policy?
✔✔15-year decreasing term
Credit life insurance is..
✔✔issued in an amount not to exceed the amount of the loan
What type of life insurance are credit policies issued as?
✔✔Term
What kind of life insurance starts out as temporary coverage but can be
later modified to permanent coverage without evidence of insurability?
✔✔Convertible Term

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jordancarter 6 months ago

This study guide is clear, well-organized, and covers all the essential topics. The explanations are concise, making complex concepts easier to understand. It could benefit from more practice questions, but overall, it's a great resource for efficient studying. Highly recommend!

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