Property and Casualty Insurance Exam – Georgia Questions and Answers 100% Pass
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Property and Casualty Insurance Exam –
Georgia Questions and Answers 100%
Pass
Property and Casualty Insurance Exam –
Georgia Questions and Answers 100%
Pass
BPP building coverage ✔✔insures the building at the described location, outdoor, fixtures,
furnitures, items used to service the property, permanently installed machinery and equipment, and
additions under construction, including the materials, supplies, and equipment.
HO limits of property at other residences ✔✔the larger of $1000 or 10% Coverage C. Limit does
not apply if property is moved because the residence premise is being repaired or rebuilt.
When property is moved to newly acquired residence, the limit shown on declaration will apply
on a proportional basis to each residence
Dwellings under construction ✔✔The limit of liability for a dwelling under construction is
provisional, and is based on the completed value of the structure. At the time of loss, the applicable
limit is a percentage of the provisional limit, based on the proportion of actual cash value of the
property at the time of loss. Premium is based on an average amount of insurance during
construction.
Water Backup & Sump Pump Endorsement ✔✔Coverage for up to $5,000 in loss or damage,
subject to a $250 deductible, can be provided for an additional premium with this endorsement.
Automatic Increase in Insurance Endorsement ✔✔is used to provide at the annual renewal date of
the policy, an automatic increase in the Coverage A and B limits of insurance to help offset
inflation
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