PA Motor Vehicle Physical Damage Appraiser - Practice Exam Questions | 100% Correct Answers | Verified | Latest 2025/2026 Version

True or False: Each appraiser, while engaged in appraisal duties, must carry his/her appraiser's license &
display it to an owner of the vehicle or shop upon request: - ✔✔true
What are the number of business days you have per Act 361 to inspect vehicle? - ✔✔6
How many days after an inspection should a total loss be offered to the owner? - ✔✔5
Aftermarket parts can only be used when? - ✔✔The parts are listed and coded in the estimate
What is aftermarket and why is it considered aftermarket? - ✔✔"nonoriginal equipment manufacturer
(non-OEM) replacement part, either new or used, for any of the nonmechanical parts that generally
constitute the exterior of the motor vehicle, including inner and outer panels."
a) Generic version - made by vendor for manufacturer. Vendor also makes generic version of same part.
New part - never used. A/M
What is the duty of the claimant after the loss? - ✔✔Provide a date, time and facts of the loss
True or False: Appraisals should always be signed by the appraiser? - ✔✔True
What is betterment? - ✔✔The act or process of improving something. When a part is used on a car that
makes the car more valuable than it was prior to the loss.
Which would be an example of an additional interest to the policy? - ✔✔Lienholder
Which is not a peril in reference to auto insurance? - ✔✔Wind/hail is not a peril (fire, theft and collision
are perils) ( Another exam has collision as the answer?)