NY INDEPENDENT GENERAL ADJUSTER EXAM - SERIES 17-70 187 QUESTIONS AND ANSWERS GURANTEED A+ LATEST UPDATEDram Shop Liability refersto: − answer Liquor Law Liability.
The insured has suffered a covered loss under his DP−3 dwelling form. He fails to protect the
property from further loss. The additional loss that occurs as a result of his inactions may be
denied because of what clause in the policy? − answer Neglect.
To be eligible for the New York assigned risk auto plan a person must: − answer Hold a valid
driver's license.
Any insurance adjuster whose license has been revoked for cause will not be entitled to apply
for any other insurance license in New York until at least: − answer One Year.
A typical benefit design for a long term care policy does not include a: − answer Conditionally or
optionally renewability feature.
In New York the workers compensation program is administered by the Workers Compensation
Board which establishes guidelines for the program. Notice of injury or death to a worker is
required to be submitted to the employer within what period of time? − answer 30 Days.
A common carrier is not held liable for the loss of a shipper's goods when the lossresultsfrom: −
answer An Act of God.
If one isfound guilty of federal insurance fraud, who can permit the guilty individual to return to
the insurance business? − answer Only an insurance regulatory official.
When is a passenger first covered under an aircraft policy? − answer When Entering the Aircraft.
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If an insured takes precautionary measures to protect property from flood damage such as
creating a retaining wall of sand bags, how much coverage if any, will be provided by a flood
policy? − answer $1,000 if the flood is imminent and the property isin danger of flooding.